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Dewett & PowellDEWETT & POWELLINJURY LAWYERS
Vehicle

Car Accidents

The most common injury claim, and the one carriers work hardest to undervalue. In a serious wreck the money is usually not in the policy everyone is looking at.

Coverage is the case

Louisiana's minimum liability limits do not go far against a hospital bill. Your own uninsured and underinsured motorist coverage frequently carries more than the at-fault driver's policy, and it is the first thing we look for rather than the last.

Fault is now a cliff, not a slope

For Louisiana crashes on or after January 1, 2026, being 51 percent or more at fault ends the claim entirely. Texas has worked that way for years. Your insurer now has a reason to push blame onto you that it did not have before 2026.

The proof has a short life

Event data recorders, traffic and business camera footage, and the vehicles themselves get overwritten, deleted or repaired within weeks. Photographs and a prompt preservation demand are worth more than argument later.

What not to do

Do not give the other insurer a recorded statement, and do not take a quick offer before anyone knows what the treatment costs. Both are cheap for them and expensive for you.

Not sure you have a case?

That is what the free review is for. Two minutes on the phone is usually enough to tell you.

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Tell us what happened. An attorney reviews it within 24 hours, and during business hours you will usually hear back in minutes.

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